Frequently Asked Questions

About the Program

What is Rebuild Florida?

Rebuild Florida is a housing recovery program funded by the U.S. Department of Housing and Urban Development (HUD). It helps eligible homeowners repair, rebuild or replace homes damaged by major storms.

Which storms does this program cover?

This round of assistance is for damages caused by:

  • Hurricane Idalia

  • Hurricane Debby

  • Hurricane Helene

  • Hurricane Milton

  • May 2024 North Florida Tornadoes

Is this the same as the Federal Emergency Management Agency (FEMA)?

No. Rebuild Florida is a state-managed program with federal funding from the U.S. Department of Housing and Urban Development (HUD). It is not a FEMA program.

Does Rebuild Florida reimburse expenses?

No, Rebuild Florida directly funds the repair or reconstructions of homes for eligible homeowners as funding allows. 

Eligibility

Who can apply?

You may be eligible if:

  • You owned and lived in your home during Hurricanes Idalia, Debby, Helene, Milton or the May 2024 Tornadoes.

  • Your home suffered damage from one or more of those storms.

  • Your household meets low- to moderate-income guidelines.

  • Your home is located in one of the following eligible counties: Alachua, Baker, Bradford, Brevard, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Indian River, Jefferson, Lafayette, Lake, Leon, Levy, Liberty, Madison, Marion, Martin, Nassau, Okeechobee, Osceola, Palm Beach, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union or Wakulla.

What if I am not sure if I qualify?

If your home has remaining damage from Hurricanes Idalia, Debby, Helene, Milton or the

May 2024 Tornadoes, we encourage you to pre-apply.

What are the income limits?

Income limits vary by county and household size. Even if you are unsure, you should still

complete the pre-application, so we may determine program eligibility.

Are renters eligible?

No. This program is for homeowners only.

Are mobile homes or manufactured homes eligible for assistance through Rebuild Florida?

Yes, mobile homes may be eligible for replacement. In instances where the applicant owns the land the mobile or manufactured home sits on, you may be eligible to receive a stick-built reconstruction. Mobile homes will not be eligible for repairs.

Are there geographic limits?

Yes, your damaged home must be in one of the following counties: Alachua, Baker, Bradford, Brevard, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Indian River, Jefferson, Lafayette, Lake, Leon, Levy, Liberty, Madison, Marion, Martin, Nassau, Okeechobee, Osceola, Palm Beach, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union or Wakulla.

Full Application

When will the full application be open?

The full application is now open. Everyone who pre-applies will be notified by email and phone when it’s time to complete the full application.

What documents will I need for the full application?

You will likely need:

  • Proof of homeownership (such as a deed or property record).

  • Proof you lived in the home during the storm (such as a utility bill).

  • Proof of income (such as a tax return or pay stubs). 

  • Proof of minors, seniors or people with disabilities who live in the home.

Getting Help

Is in-person help available?

Yes. When the full application opens, we will have local enrollment centers in addition to a call center to help homeowners apply.

How much does it cost to apply?

There is no charge to apply.

Where can I get more information?

Visit Apply.RebuildFlorida.gov or call 1-800-915-6803, Monday through Friday 8 a.m. – 5 p.m. ET.